Cooperative management software built for Philippine cooperatives
Lenduh brings your cooperative's back office, field collectors, and members onto one platform built around how Philippine co-ops actually run. Manage share capital, savings, lending, and member records together, with CDA-aligned books and report packs prepared the way your examiners expect. From general managers to bookkeepers to the board, everyone works from the same trusted numbers.
What we hear from teams like yours
- CDA report season means manually rebuilding CAPR, CAFS, PAR, SAR, LOTA, and MEDCON figures from spreadsheets that never quite agree with the books.
- Share capital, savings, dividends, and patronage refunds are tracked in separate files, so members ask questions the office can't answer on the spot.
- Loan collections, penalties, and arrears are computed by hand, leaving room for disputes and inconsistent treatment between members.
- Members have no easy way to see their own balances, apply for a loan, or update their details without coming to the office.
How Lenduh helps
CDA-aligned accounting
A CDA-aligned chart of accounts with double-entry journals that post automatically, so your Trial Balance, Statement of Financial Condition, and Statement of Operation stay current.
CDA report pack
CAPR, CAFS, PAR, SAR, LOTA, and MEDCON are prepared from your live data with a mark-submitted workflow — exam-ready, not e-filed for you.
Share capital ledger
Track common and preferred share capital per member, with dividend declarations and patronage refunds posted under CDA MC 2019-09.
Surplus allocation
Allocate net surplus to the RA 9520 statutory funds and post member distributions cleanly, with the journals behind every figure.
Savings and deposits
Regular, time, and goal deposits with interest accrual, maturity handling, and a printable passbook PDF for each member.
Member self-service portal
A passwordless PWA where members view balances and statements, apply for loans, request profile changes, and pay online — without crowding the office.
PESOS performance rating
Your PESOS rating, loan classification, and allowance for credit losses (CDA MC 2020-18) computed in place, with COA sign-off and DOSRI review.
Member welfare fund
Run your mutual benefit or damayan fund alongside member records, plus officers, board terms, and training history in one place.
Maker-checker controls
Gate dividend posting, share-capital withdrawals, and loan releases behind a second approver, with a searchable audit log of every action.