Lending guides for Philippine teams
Practical, no-nonsense advice on lending operations, field collections, cooperative (CDA) compliance, and microfinance — from the team building Lenduh.
A Delinquency-Management Playbook for Field Teams
A step-by-step delinquency management guide for field teams: early-warning triggers, contact cadence by days-past-due bucket, and when to restructure a loan.
Managing Members' Savings and Share Capital in a Co-op
Practical cooperative savings management: track member deposits, share capital, and dividends alongside your loan portfolio — and stay audit-ready.
Designing Loan Products: Salary, Business, and Emergency Loans
A practical guide to designing loan products Philippines lenders actually use — salary, business, and emergency loans, with the right terms, pricing, and eligibility.
Collector App vs. Paper Forms: A Real Cost Comparison
Paper collection looks cheap until you add up the real costs. See how a collector app compares on time, errors, disputes, and cash-flow speed.
KYC and Borrower Onboarding Best Practices
A practical guide to KYC borrower onboarding for Philippine lenders: the right documents, identity checks, and a workflow that keeps applications moving.
The Data Privacy Act (RA 10173): What Lenders Need to Know
A guide to the Data Privacy Act for lending companies: borrower consent, security requirements, and responsible data handling in the Philippines.
An Operational Checklist for Opening a Second Lending Branch
A practical guide to lending branch operations — covering staffing, cash controls, dual-approval workflows, and systems before you open branch #2.
Computing Loan Interest and Penalties Correctly
A plain guide to loan interest computation in the Philippines — flat rate vs. diminishing balance, penalty handling, and keeping borrower disputes to a minimum.
What a Member Self-Service Portal Does for Your Borrowers
A member portal lending teams deploy gives borrowers real-time balance checks, statements, and receipts — cutting support calls and building trust.
Running a Group-Lending Workflow in Microfinance
Learn how group lending microfinance works in practice — center meetings, group guarantees, and the operational cadence that keeps repayment rates high.
Maker-Checker Controls: Preventing Errors in Loan Disbursement
Learn how maker checker lending controls use dual-approval workflows to catch errors and fraud before a single peso leaves your loan portfolio.
Why Digital Receipts and Audit Trails Matter for Lenders
Digital receipts for lending teams cut payment disputes, enable QR verification, and keep your audit trail ready for regulatory inspection.
How to Reduce Portfolio-at-Risk (PAR) in a Small Lending Operation
Learn what portfolio at risk (PAR) means, why it climbs in small lending operations, and the concrete operational steps to bring it back down.
A CDA Compliance Checklist for Philippine Lending Cooperatives
A CDA compliance checklist for Philippine lending cooperatives — the recordkeeping, reporting, and governance to keep inspection-ready.
How to Choose Lending Software in the Philippines: A 2026 Buyer's Guide
How to choose lending software in the Philippines — the features, controls, and questions that matter for co-ops, lending companies, and MFIs.
Moving Off Spreadsheets: Migrating Your Loan Book to a Real System
A low-risk path for moving your loan book off spreadsheets to a real lending system — what to clean first, how to migrate, and how to cut over safely.
Closing Field-Collection Accountability Gaps
Paper and chat-based field collection leaks money through blind spots. Here's how to close field collection management gaps with a real-time digital trail.